Remittance Services

With our vast network of correspondent banks located in all the financial centres of the world, we provides a series of efficient and convenient remittance services assisting you to transfer fund flexibly.

Remittance Services Applicable Account Type Hong Kong Cut-off Time
(Monday to Friday)
Personal Account Corporate Account Branch eBanking Services
Global Remittance Telegraphic Transfer -

Customer remits fund by SWIFT to the beneficiary bank of the payee. Applicable to customers require efficiently global remittance services.

tick tick 3:00 p.m. 3:00 p.m.
Mail Transfer / Demand Draft -
The Bank issues payment order pay to the payee via the beneficiary bank, or directly sends the demand draft to the payee.
tick tick 3:00 p.m. Nil
CHATS Make real time local interbank remittance via Internet Banking or any of our branches. tick tick 3:00 p.m. 3:00 p.m.
China Remittance Services Provides Real Time Gross Settlement System (RTGS), efficient and reliable remittance between Shenzhen and Hong Kong. tick tick 3:00 p.m.
4:00 p.m.
Same day credit to OCBC Bank (China) Accounts offering most efficient way of remittance service.

*Witness Services for Deposit Account Opening at OCBC Bank of Hong Kong
tick tick 3:00 p.m. 4:30 p.m.
Hong Kong- Macau Instant Remittance Services A real time HKD remittance credit to the beneficiary’s account at OCBC Bank of Macau via any OCBC Bank Branches of Hong Kong or Internet Banking Services. tick tick 3:00 p.m. 8:00 p.m
(Monday to Saturday)
Local Inter-bank Transfer Direct Credit - Transfer fund to other local bank accounts for free through eBanking Services1,2 within the same day. Pre-set forward date instruction is also available. tick tick Nil 2:30pm
Direct Debit - Draw fund from pre-registered local bank accounts for free through eBanking Services1 in 3 business days excluding Saturday. tick tick Nil 8:00pm
Branch Interbank Transfer – Transfer fund to other local bank accounts at any of our branches within the same day. tick tick Nil Nil

More information for download

SWIFT Code of Intermediary Bank
Correspondent Bank Charges Information



  1. Requires applying Nominated Account Transfer Service in advance.
  2. Personal customers may use two-factor authentication to authorize fund transfer to non-registered third-party accounts.

    Note * Witness Services for the Deposit Account Opening at OCBC Bank of Hong Kong - With the Services, personal customers of OCBC Bank of Hong Kong can open RMB Statement Savings Account and apply for eBanking Services (Internet Banking and Telematic Banking) of OCBC Bank (China) Limited through OCBC Bank of Hong Kong without going to OCBC Bank Limited in person.
    • Customers can withdraw cash anytime via ATMs labeled with PLUS or Visa logo worldwide.
    • Instruction submitted after the cut-off time will be processed on next business day.
    • For servicing fee, if any, please refer to OCBC Bank Service Fees.
    • The Bank has the right to change, amend and vary all and any of the above services and charges from time to time and at any time without prior notice to any customer.