投保即享8折保費優惠
亞洲卓越家居保守護您最珍貴的
家居財物保障
個人責任保障
相宜保費
「以新換舊」保障
免費額外保障
24小時家居緊急支援服務
全球保障
第一部分 - 家居設施及財物全險
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第二部分 - 法律責任保障
室內小型改動工程法律責任（免費額外保障）
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第五部分 - 全球個人財物全險
200港元
重要事項：
- 亞洲卓越家居保（「此計劃」）由亞洲保險有限公司（「亞洲保險」）承保。華僑銀行（香港）有限公司（「本行」、「我們」或「我們的」）是亞洲保險的委任保險代理商，保險產品（包括但不限於本計劃）是亞洲保險的產品，並不是本行的產品。
- 在按下方的「同意」鍵時，閣下將由本行之網站連結轉至不受本行管理的第三方（即亞洲保險）網站，包括但不限於亞洲保險的報價頁、申請頁、繳費頁及支付結果頁面。本行並無責任查核該等第三方網站的內容，並不會對該等網址提供的內容或其設定負責。使用第三方網站之風險須由閣下承擔，閣下並須受第三方網站之任何條款及細則（包括並不限於有關機密性、資料私隱及保安或可能在第三方網站上提供的產品或服務之條款）所規限。在閣下繼續網上申請之前，閣下有責任仔細閱讀第三方網站上提供的相關資料和條款及細則。本行對於閣下因任何第三方網站的條款及細則或與有關第三方網站所提供的產品或服務（包括但不限於此計劃）的任何事項而可能遭受或招致的任何損失或損害，我們概不承擔任何責任。本行不會對閣下在網上成功申請作出任何保證。 對於因亞洲保險拒絕處理閣下的網上申請而給閣下帶來的任何損失及不便，本行概不負責。
- 閣下同意受在此所載之條款及細則及以下文件所載之條款及細則所約束（包括由本行不時就其作出的所有修訂通知及附錄）：
閣下會被視為已同意第三方網站內列明的其他使用條款、規則、細則及政策。在不損害「免責聲明」條款的情況下，在閣下參考或連結到第三方網站時，本行並沒有認可、贊同或保證，並明確聲明不會就其網站的內容、提供的產品或服務、其網站的運作或與閣下電腦的連接、其保安及私隱政策及守則，以及瀏覽其網站時可能出現的後果負任何責任。上文所述並不限制或排除責任如該限制或排除與香港法律或規例有抵觸。
如果閣下明白及同意接受以上所有內容並同意轉至第三方網站，請按下方「同意」鍵。 否則，請按下「取消」鍵離開。
本條款及細則的中、英文版本如有任何歧異，概以英文版本為準。
注意：按下方「同意」鍵後閣下將會轉至亞洲保險網站。
Overseas medical expenses incurred up to 90 consecutive days from the date the insured is diagnosed with COVID-19 by a medical practitioner is eligible for reimbursement.
Family plan
- Single Trip Policy covers an adult and/or his/her spouse and unlimited number of biological or legally adopted children, OR any one or two adults who are not related by marriage and a maximum of four children who must be family-related (i.e. biological or legally adopted child or ward, sibling, grandchild, niece, nephew or cousin) to any one of the Adults.
- Annual Trip Cover covers an adult and/or his/her spouse and unlimited number of biological or legally adopted children.
Coverage in the event that the Insured Person passes away overseas within 30 days from the date he/she is diagnosed with COVID-19 by a medical practitioner.
Trip interruption
Covers non-refundable travel and accommodation expenses, as well as any change in entertainment tickets paid in advance because the Insured Person or a travel companion is diagnosed with COVID-19 by a medical practitioner, and as a direct result is forced to change any part of the trip.
Trip Cancellation
Covers the irrecoverable travel expenses (on economy class), accommodation expenses and/or cost of entertainment tickets that were paid in advance if the trip is cancelled due to the Insured Person, a relative or a travel companion being diagnosed with COVID-19 in Hong Kong within 30 days prior to the trip commencement.
Trip postponement
Covers the irrecoverable administrative charges of travel, accommodation expenses and/or cost of entertainment tickets that were paid in advance if the Insured Person is forced to postpone the trip within 30 days before it was due to start as a direct result of the Insured Person, a relative, or a travel companion being diagnosed with COVID-19 by a medical practitioner in Hong Kong.