投保即享8折保费优惠
亚洲卓越家居保守护您最珍贵的
家居财物保障
个人责任保障
相宜保费
「以新换旧」保障
免费额外保障
24小时家居紧急支援服务
全球保障
第一部分 - 家居设施及财物全险
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第二部分 - 法律责任保障
室内小型改动工程法律责任（免费额外保障）
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第五部分 - 全球个人财物全险
港币200元
重要事项：
- 亚洲卓越家居保 （「此计划」） 由亚洲保险有限公司（「亚洲保险」）承保。华侨银行（香港）有限公司（「本行」、「我们」或「我们的」）是亚洲保险的委任保险代理商，保险产品（包括但不限于本计划）是亚洲保险的产品，并不是本行的产品。
- 在按下方的「同意」键时，阁下将由本行之网站链接转至不受本行管理的第三方（即亚洲保险）网站，包括但不限于亚洲保险的报价页、申请页、缴费页及支付结果页面。本行并无责任查核该等第三方网站的内容，并不会对该等网址提供的内容或其设定负责。使用第三方网站之风险须阁下承担，阁下并须受第三方网站之任何条款及细则（包括并不限于有关机密性、资料私隐及保安或可能在第三方网站上提供的产品或服务之条款）所规限。在阁下继续网上申请之前，阁下有责任仔细阅读第三方网站上提供的相关资料和条款及细则。本行对于阁下因任何第三方网站的条款及细则或与有关第三方网站所提供的产品或服务（包括但不限于此计划）的任何事项而可能遭受或招致的任何损失或损害，我们概不承担任何责任。本行不会对阁下在网上成功申请作出任何保证。对于因亚洲保险拒绝处理阁下的网上申请而给阁下带来的任何损失及不便，本行概不负责。
- 阁下同意受在此所载之条款及细则及以下文件所载之条款及细则所约束（包括由本行不时就其作出的所有修订通知及附录）：
阁下会被视为已同意第三方网站内列明的其他使用条款、规则、细则及政策。在不损害「免责声明」条款的情况下，在阁下参考或连结到第三方网站时，本行并没有认可、赞同或保证，并明确声明不会就其网站的内容、提供的产品或服务、其网站的运作或与阁下电脑的连接、其保安及私隐政策及守则，以及浏览其网站时可能出现的后果负任何责任。上文所述并不限制或排除责任如该限制或排除与香港法律或规例有抵触。
如果阁下明白及同意接受以上所有内容并同意转至第三方网站，请按下方「同意」键。 否则，请按下「取消」键离开。
本条款及细则的中、英文版本如有任何歧异，概以英文版本为准。
注意：按下方「同意」键后阁下将会转至亚洲保险网站。
Overseas medical expenses incurred up to 90 consecutive days from the date the insured is diagnosed with COVID-19 by a medical practitioner is eligible for reimbursement.
Family plan
- Single Trip Policy covers an adult and/or his/her spouse and unlimited number of biological or legally adopted children, OR any one or two adults who are not related by marriage and a maximum of four children who must be family-related (i.e. biological or legally adopted child or ward, sibling, grandchild, niece, nephew or cousin) to any one of the Adults.
- Annual Trip Cover covers an adult and/or his/her spouse and unlimited number of biological or legally adopted children.
Coverage in the event that the Insured Person passes away overseas within 30 days from the date he/she is diagnosed with COVID-19 by a medical practitioner.
Trip interruption
Covers non-refundable travel and accommodation expenses, as well as any change in entertainment tickets paid in advance because the Insured Person or a travel companion is diagnosed with COVID-19 by a medical practitioner, and as a direct result is forced to change any part of the trip.
Trip Cancellation
Covers the irrecoverable travel expenses (on economy class), accommodation expenses and/or cost of entertainment tickets that were paid in advance if the trip is cancelled due to the Insured Person, a relative or a travel companion being diagnosed with COVID-19 in Hong Kong within 30 days prior to the trip commencement.
Trip postponement
Covers the irrecoverable administrative charges of travel, accommodation expenses and/or cost of entertainment tickets that were paid in advance if the Insured Person is forced to postpone the trip within 30 days before it was due to start as a direct result of the Insured Person, a relative, or a travel companion being diagnosed with COVID-19 by a medical practitioner in Hong Kong.