OFFSHORE PROPERTY FINANCING

Own Your Dream Overseas Residential Property

Please read the Key Facts Statement for Property Financing in Australia and the United Kingdom.

Why you will love this

Dedicated Service from Our Mortgage Experts

Enjoy Mortgage Pre-approval with Confidence

Where can apply

Australia

United Kingdom

Singapore

Financing your dream home in Australia and the United Kingdom

Benefits
One-step Local Processing

One-step Local Processing

Enjoy a seamless experience with your loan processed and approved right here in Hong Kong.

Tailored for your financial needs

Tailored for your financial needs

Whether you need a mortgage loan for a new purchase or refinancing residential properties for investment, a loan package can be tailored for your specific needs.

Dedicated Service

Dedicated Service

Our dedicated overseas mortgage experts will assist you every step of the way—from enquiry and application to loan drawdown.

Enjoy Mortgage Pre-approval

Enjoy Mortgage Pre-approval

The Approval in Principle is valid up to 12 months allowing you more time to identify suitable properties, and greater flexibility to deploy your property investment plan.

Features

Learn more about overseas loans for Australia, United Kingdom, and Singapore.

Australia

Property Type Residential property in Sydney, Melbourne, Perth and Brisbane for investment purposes
Loan Amount Minimum AUD 200,000 or equivalent
(Maximum AUD 2,450,000 or equivalent)
Security A first legal charge against the property being financed
Loan Currency1
  • Currency of the country your property is situated / HKD / USD
  • Currency switches are available for the term of the loan
Term Up to 30 years
Interest Variable interest rate loans

United Kingdom

Property Type Residential property in London for investment purposes
Loan Amount Minimum GBP 200,000 or equivalent
(Maximum GBP 2,450,000 or equivalent)
Security A first legal charge against the property being financed
Loan Currency1
  • Currency of the country your property is situated / HKD / USD
  • Currency switches are available for the term of the loan
Term Up to 30 years
Interest Variable interest rate loans

Singapore property financing referral service

Upon your request, we can connect you with the mortgage experts of OCBC Bank* in Singapore who will help you source the financing solution best suited for your needs.

MORTGAGE CALCULATOR

1. Estimate Your Monthly Repayment

Calculate the total repayment for your mortgage loan.

HKD 0
HKD 0
0 %
0 %
5 years
30 years
Bi-weekly
Monthly

Instalment amount

HKD 0

Total repayment
(Principal + Interest)

HKD 0

Total interest payable

HKD 0

Remarks:

  • The repayment calculations are based on the information entered by the customer and are for reference only.
  • Please refer to Key Fact Statement for Property Financing for historical change of interest rate.

2. Estimate Purchase Expenses

Calculate the budget you will need for your property purchase with our calculator.

Down-Payment

$ 0.00

Estimated Property Purchase Expenses

$ 0.00

*Figures are approximations and for illustrative purposes only

3. Repayment Table

Match your interest rate and loan term to estimate your monthly mortgage repayment. Monthly mortgage repayment table (per HKD 100,000 loan amount)

Interest (p.a.) Years
10 15 20 25 30

2.00%

$920.13

$643.51

$505.88

$423.85

$369.62

2.25%

$931.37

$655.08

$517.81

$436.13

$382.25

2.50%

$942.70

$666.79

$529.90

$448.62

$395.12

2.75%

$954.11

$678.62

$542.17

$461.31

$408.24

3.00%

$965.61

$690.58

$554.60

$474.21

$421.60

3.25%

$977.19

$702.67

$567.20

$487.32

$435.21

3.50%

$988.86

$714.88

$579.96

$500.62

$449.04

3.75%

$1,000.61

$727.22

$592.89

$514.13

$463.12

4.00%

$1,012.45

$739.69

$605.98

$527.84

$477.42

4.25%

$1,024.38

$752.28

$619.23

$541.74

$491.94

4.50%

$1,036.38

$764.99

$632.65

$555.83

$506.69

4.75%

$1,048.48

$777.83

$646.22

$570.12

$521.65

5.00%

$1,060.66

$790.79

$659.96

$584.59

$536.82

5.25%

$1,072.92

$803.88

$673.84

$599.25

$552.20

5.50%

$1,085.26

$817.08

$687.89

$614.09

$567.79

5.75%

$1,097.69

$830.41

$702.08

$629.11

$583.57

6.00%

$1,110.21

$843.86

$716.43

$644.30

$599.55

6.25%

$1,122.80

$857.42

$730.93

$659.67

$615.72

6.50%

$1,135.48

$871.11

$745.57

$675.21

$632.07

The above information is for reference only.

BEFORE YOU APPLY

Eligibility

OCBC Premier Banking customers


Additional information

Reminder: To borrow or not to borrow? Borrow only if you can repay!


Remarks

  1. Currency switching is not available to foreign applicants who do not have a Hong Kong or Macau Identity Card. The loan currency must also be drawn in the currency of the country in which the mortgaged property is situated for these applicants.
  2. The above information is for reference only. All products and services are subject to the relevant terms and conditions. Please refer to the relevant terms and conditions or contact our staff for more information. OCBC Bank (Hong Kong) Limited (the ”Bank”) has the right to amend the loan amount, loan tenor, interest rates, privileges, offers, and all applicable terms and conditions from time to time and at any time without any prior notice to or consent of any parties.
  3. The Bank reserves the right for the final judgment on credit review and approval of the mortgage loan. The Bank’s decision and interpretation on all matters concerning the mortgage facility terms shall be final, conclusive and binding on all customers.
  4. For referral service of property financing in Singapore, if OCBC Bank contacts you, it is OCBC Bank but not the Bank to deal with any of your enquiries or other related matters in relation to property financing in Singapore. The Bank does not invite or induce you or provide you with any advice and representation in connection with property financing in Singapore.
  5. For information regarding our list of appointed loan referral agents, please contact our hotline at (852) 2201 5088.

*OCBC Bank is the second largest financial services group in Southeast Asia by assets and one of the world’s most highly-rated banks, with Aa1 by Moody’s and AA- by both Fitch and S&P. Recognised for its financial strength and stability, OCBC Bank is consistently ranked among the World’s Top 50 Safest Banks by Global Finance and has been named Best Managed Bank in Singapore by The Asian Banker. OCBC Bank is the longest established Singapore bank with an international presence of more than 430 branches and representative offices in 19 countries and regions. OCBC Bank’s market-leading subsidiaries include Great Eastern Holdings, the oldest and most established life insurance group in Singapore and Malaysia; Lion Global Investors, one of the largest private sector asset management companies in Southeast Asia; and Bank of Singapore, which operates on a unique open-architecture product platform to source for the best-in-class products to meet its clients’ goals.

In the event of any discrepancy or inconsistency between the English version and the Chinese version of this page, the English versions shall apply and prevail.


HOW TO APPLY

Have us help you get started with your loan.

Monthly Mortgage Repayment Table (per HK$100,000)

Interest (p.a.) Years
10 15 20 25 30
2.00% $920.13 $643.51 $505.88 $423.85 $369.62
2.25% $931.37 $655.08 $517.81 $436.13 $382.25
2.50% $942.70 $666.79 $529.90 $448.62 $395.12
2.75% $954.11 $678.62 $542.17 $461.31 $408.24
3.00% $965.61 $690.58 $554.60 $474.21 $421.60
3.25% $977.19 $702.67 $567.20 $487.32 $435.21
3.50% $988.86 $714.88 $579.96 $500.62 $449.04
3.75% $1,000.61 $727.22 $592.89 $514.13 $463.12
4.00% $1,012.45 $739.69 $605.98 $527.84 $477.42
4.25% $1,024.38 $752.28 $619.23 $541.74 $491.94
4.50% $1,036.38 $764.99 $632.65 $555.83 $506.69
4.75% $1,048.48 $777.83 $646.22 $570.12 $521.65
5.00% $1,060.66 $790.79 $659.96 $584.59 $536.82
5.25% $1,072.92 $803.88 $673.84 $599.25 $552.20
5.50% $1,085.26 $817.08 $687.89 $614.09 $567.79
5.75% $1,097.69 $830.41 $702.08 $629.11 $583.57
6.00% $1,110.21 $843.86 $716.43 $644.30 $599.55
6.25% $1,122.80 $857.42 $730.93 $659.67 $615.72
6.50% $1,135.48 $871.11 $745.57 $675.21 $632.07

The above information is for reference only.