Monthly Repayment
HKD 4,640
Total amount repayable
HKD 278,400
Remarks:
- The results of the loan calculator are for reference only. The actual repayment liability depends on the actual terms of each loan.
EASY SPENDING INTEREST-FREE INSTALMENT PLAN
Split your credit card bill to ease your payment burden
Please read the Key Facts Statement for Easy Spending Interest-free Instalment Plan.
Enjoy extra flexibility on your credit card repayment.
RATES AND TENORS
Assuming total instalment amount of HKD10,000
- Repayment Period
- 18 months
- 24 months
| The total installment amount is HKD$10,000 | |||
| Repayment Period | 12 months | 18 months | 24 months |
| Monthly Handling Fee | 0.25% | 0.29% | 0.33% |
| Annualized Percentage Rate (APRs) | 7.22% | 7.79% | 8.53% |
| Monthly Instalment Amount | HKD 858.33 | HKD 584.56 | HKD 449.67 |
|
Notes:
- The minimum total application amount is HKD 1,000 and the minimum amount of each single transaction is HKD 300.
- Once the Cardholder’s application is approved, an administration fee of HKD 80 shall be charged by the Bank.
- Phone-in application can only accept a maximum of 10 transactions.
LOAN CALCULATOR
Enter your instalment amount to check your monthly repayment.
- Enter your Loan Amount, Loan Period and Monthly Flat Rate, then select “Calculate”
Calculate your monthly repayment
BEFORE YOU APPLY
Eligibility
Existing OCBC Credit Card Cardholders
REMINDER
To borrow or not to borrow? Borrow only if you can repay!
HOW TO APPLY
Apply for Easy Spending Interest-free Instalment Plan today
Enjoy peace of mind as you settle credit card bills easily
or call us at (852) 3199 9888.