EASY SPENDING INTEREST-FREE INSTALMENT PLAN

Split your credit card bill to ease your payment burden

Please read the Key Facts Statement for Easy Spending Interest-free Instalment Plan.

Why you will love this

Split payments with interest-free instalment

Get personalised monthly handling fee as low as 0.25%

Choose a flexible repayment period of 12, 18 or 24 months

Simply apply 7 working days before payment due date

Who can apply

OCBC Credit Card Cardholders

Enjoy extra flexibility on your credit card repayment.

RATES AND TENORS

Assuming total instalment amount of HKD10,000

  • Repayment Period
  • 18 months
  • 24 months
The total installment amount is HKD$10,000
Repayment Period 12 months 18 months 24 months
Monthly Handling Fee 0.25% 0.29% 0.33%
Annualized Percentage Rate (APRs) 7.22% 7.79% 8.53%
Monthly Instalment Amount HKD 858.33 HKD 584.56 HKD 449.67

Notes:

  1. The minimum total application amount is HKD 1,000 and the minimum amount of each single transaction is HKD 300.
  2. Once the Cardholder’s application is approved, an administration fee of HKD 80 shall be charged by the Bank.
  3. Phone-in application can only accept a maximum of 10 transactions.
BEFORE YOU APPLY
REMINDER

To borrow or not to borrow? Borrow only if you can repay!

HOW TO APPLY

Apply for Easy Spending Interest-free Instalment Plan today

Enjoy peace of mind as you settle credit card bills easily