Family Care Dread Disease Protection Plan

Provide your loved ones the health protection they deserve

Why you’ll love this

Offer dread disease and life protection with a savings component

Provide essential cover for 118 illnesses including cancer, heart attack and stroke

Cover ICU stays resulting from health issues beyond dread diseases

Who can apply (Please refer to "Eligibility requirements" for details)

Issue Age*: Age 0 (15 days after birth) to 65

Features and benefits
Broad Cover for 118 Illnesses without Worries

Broad Cover for 118 Illnesses without Worries

Get cover for 60 Major Dread Diseases and 46 Early Stage Dread Diseases, as well as 12 Severe Juvenile Diseases to comprehensively safeguard your health.

Get cover for 60 Major Dread Diseases and 46 Early Stage Dread Diseases, as well as 12 Severe Juvenile Diseases to comprehensively safeguard your health.

ICU Benefit to Extend Protection

ICU Benefit to Extend Protection

Enjoy ICU Benefit which extend your coverage to health issues beyond dread diseases.

Enjoy ICU Benefit which extend your coverage to health issues beyond dread diseases.

Family Cancer Benefit for Extra Peace of Mind

Family Cancer Benefit for Extra Peace of Mind

The Plan offers Family Cancer Benefit to the policyowner's parents, spouse and children (except the Life Insured). No medical examination or health questions are required for Covered Family Members.

The Plan offers Family Cancer Benefit to the policyowner's parents, spouse and children (except the Life Insured). No medical examination or health questions are required for Covered Family Members.

Life Protection and Flexible Settlement Option

Life Protection and Flexible Settlement Option

Apart from Dread Disease Benefit, the Plan also offers whole life protection and flexible Death Benefit Settlement Options. 

Apart from Dread Disease Benefit, the Plan also offers whole life protection and flexible Death Benefit Settlement Options. 

Simple Application

Simple Application

Easy to apply — no medical exam needed

Easy to apply — no medical exam needed

BEFORE YOU APPLY

Eligibility requirements

Premium Payment Term (10 Years)

Issue age* 0 (15 days after birth) to 65*

Premium Payment Term (20 Years)

Issue age* 0 (15 days after birth) to 55*


Remarks

*Age means age of the Life Insured at the last birthday


Important notes

Family Care Dread Disease Protection Plan is the product underwritten by Hong Kong Life Insurance Limited (“Insurer”) but not by OCBC Bank (Hong Kong) Limited (“Bank”). The Bank is registered in accordance with the Insurance Ordinance (Cap. 41 of the Laws of Hong Kong) as an insurance agency and is the authorised insurance agency of the Insurer for distribution of the insurance plan(s) in Hong Kong Special Administrative Region(“HKSAR”). The insurance plan(s) are authorised and regulated by the Insurance Authority of HKSAR. The Insurer will be responsible for providing your insurance coverage and handling claims under the insurance plan(s).

The information, examples and materials contained in this webpage are provided for reference only and do not provide any suggestion or recommendation of any insurance products nor constitute any part of the related insurance policy. You should not rely solely on this webpage to make decisions on applying for the insurance product(s). Before applying for any insurance plan, you should read carefully and fully understand the leaflet, proposal and policy provisions of the relevant plan (including but not limited to terms and conditions, coverage, exclusions and risk disclosures), and when necessary, you should also seek independent and professional advice before making any decision.


WAYS TO APPLY

Apply for Family Care Dread Disease Protection Plan