Unit Trust is a collective investment scheme where resources from individual investors are pooled together and managed by professional fund managers. The fund will be invested in worldwide markets through investment instruments such as equities, bonds, currencies, and derivatives.
Investors may find it difficult and expensive to capitalize on the investment opportunities in overseas markets due to high transaction costs and lack of market information. Unit Trusts provide efficient and cost-effective ways to easily capture every investment opportunity in the world.
According to the nature, goals and levels of risks of different investment schemes, your investment may be spread across various types of instruments investing in different sectors, countries, regions and even the globe, and achieve the objectives of diversification.
Experienced and professional fund managers will invest your capital according to the investment objectives of the investment scheme. With access to first hand macro and micro information, they can make the best decision to maximize your returns.
By pooling resources of many investors to become a portfolio, Unit Trusts enable you to share the costs with other investors in the schemes.
To achieve your financial goals, you can invest in Unit Trusts in different ways:
Risk profile assessment is provided to you for your better understanding of your general attitude towards investment risks. Taking into account your risk profile, financial situation, expected investment horizon, investment objective and experience, you could consider a range of investment products which may be suitable for you.
Unit Trusts:
Risk Profile Questionnaire:
Take your first step to develop your Unit Trusts portfolio in Mobile Banking today
You need to open an investment account and register our e-banking service through branch or Internet Banking to access our online Unit Trust (“UT”) Services platform for fund subscription.
You can access Internet Banking / Mobile Banking to perform fund subscription, redemption and fund switching of the same fund house. In addition, you can also check your fund investment portfolio, instruction status and transaction records; conduct fund search to check and read fund information and its offering documents. Please be reminded that currently the Unit Trust Monthly Investment Plan is not applicable in Mobile Banking service. However, you can still create/amend/cancel the Unit Trust Monthly Investment Plan through branch or Internet Banking.
Internet Banking / Mobile Banking Unit Trust Services operates 24 hours a day. However, please note that the Bank will only process transactions during business days (Mon – Fri). All transaction instructions submitted before the cut-off time of each business day will be processed by the Bank within the same day; while transaction instructions submitted after the cut-off time will be sent to the relevant fund house on the next business day for further processing.
The cut-off time is 2:30 pm every business day.
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or visit us at a branch. Alternatively, you can contact us on (852) 3199 9188.
Important Notice and Risk Disclosure
Investment involves risks and the price of investment products may fluctuate or even become worthless. Past record is not an indicator of future performance. Losses may be incurred rather than making a profit as a result of investment. Investment funds which invest in certain markets (e.g. Emerging Market) may involve a higher degree of investment risks. Certain investment funds may use financial derivative instruments to meet their investment objectives (please refer to respective offering document for detailed information), thus entailing higher volatility in net asset value. You should carefully and independently consider whether the investment products are suitable for you in light of your investment experience, objectives, financial position and risk profile. The respective fund management company is the only person quoting prices and counterparty for the fund(s) under its management. You should therefore carefully consider the liquidity risk involved. Independent professional advice should be obtained if necessary. Please carefully read the relevant offering document (including but not limited to the risk factors stated therein) and terms and conditions before making any investment decisions. The above mentioned investment products are neither protected by the Deposit Protection Scheme nor the Investor Compensation Fund in Hong Kong. Please note that the unit price shown for each fund is based on its latest fund's NAV or its Bid price and is for reference only. The actual subscription price of each fund may be different to the reference offer price. All prices are subject to final confirmation by the Bank. Unit price information of each fund is shown in its denominated currency or reporting currency. Investment returns are denominated in the respective fund’s base currency (may be a foreign currency). You may be exposed to the risks of fluctuations in the exchange rate of USD / HKD / foreign currency. The above mentioned investment fund(s) has been authorized by the Securities and Futures Commission in Hong Kong (the "SFC"). However, SFC authorization is not a recommendation or endorsement of an investment fund nor does it guarantee the commercial merits of an investment fund or its performance. It does not mean the investment fund is suitable for all investors nor is it an endorsement of its suitability for any particular investor or class of investors. This material does not constitute any offer, invitation or recommendation to any person to enter into any transaction described therein or any similar transaction, nor does it constitute any prediction of likely future price movements. Investor should not make investment decisions based on this material alone. If there is any discrepancy between the English and the Chinese versions hereof, the English version shall prevail. The information on this webpage has not been reviewed by the SFC.
