Get instant cash with flexible, interest-free repayments.
The monthly cash rebate is capped at 0.5% of 5 times of approved credit limit (not applicable to temporary credit limit and extra credit limit induced by credit balance).
OCBC CREDIT CARD
Make your spending more rewarding
Please read the Key Facts Statement for OCBC Credit Card.
Earn up to HKD2,000 Rewards for New Cardholders Shop at designated online platforms with the card & earn up to extra 6% rebate monthly!
Learn more
Get monthly cash rebate for your everyday spending.
ENJOY EXTRA CASH REBATE AS YOU SPEND
Enjoy up to 6% Extra Cash Rebate
Spend with your card accumulating retail spending to HKD5,000 or above each month, your shopping at designated online purchase platforms in the corresponding month will be entitled to get up to 6% extra rebate!
New cardholder: Enjoy 6% extra rebate in the first 3 consecutive months upon card issuance and 5% extra rebate in the subsequent months
Existing cardholder: Enjoy 5% extra rebate
Designated Online Purchase Platforms:
Amazon, Food Panda, Keeta, Klook, KKday, Taobao, Tmall, PDD (Pinduoduo), JD.COM, MeiTuan, DianPing
Enjoy up to 0.8% cash rebate on local dining and overseas spending
Enjoy up to 0.8% Cash Rebate (spend HKD125 = HKD1 Cash Rebate) in all Local Food & Beverage Spending and Overseas according to the basic Spending Reward Program.
Enjoy up to 0.5% cash rebate on Everyday Payments
Enjoy up to 0.5% Cash Rebate (spend HKD200 = HKD1 Cash Rebate) in other retail spending transactions, monthly car loan repayment amount and transaction of Octopus Automatic Add-Value reload amounts according to the basic Spending Reward Program.
WELCOME OFFER
ENJOY FINANCIAL FLEXIBILITY
Flexi-Money Interest-free Installment Plan
HOW IT WORKS
Submit your credit card application 7X24 anytime, anywhere.
DOWNLOAD APP
Download the latest mobile app now
BEFORE YOU APPLY
Eligibility
Minimum age
18 years old
Annual income
World Card: HKD 250,000
Platinum Card: HKD 150,000
Fees
First three years’ annual fee waiver
REMINDER
To borrow or not to borrow? Borrow only if you can repay!
HOW TO APPLY
Apply for OCBC Credit Card today.
FAQs
Common questions
How much cash rebate can I earn for the basic Spending Reward Program?
How will I receive my cash rebate for the basic Spending Reward Program?
Your entitled cash rebate will be shown on the next statement after the transaction.
What is the difference between transaction date and posting date?
Transaction date refers to the date when a purchase is made.
Posting date refers to the date the transaction is received by the card issuer, OCBC Bank. As merchants may make a settlement a few days after the transaction has been made, posting date may be a few days later than the transaction date. As such, the bank has no control over when the merchant records the transaction.
How can I choose Mastercard World or VISA Platinum Card or UnionPay Platinum Card?
You can select the card type on the application form.
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