DELIGHTFUL LIFE SAVINGS INSURANCE PLAN

Steady monthly income for a better future

Why you will love this

Enjoy monthly income supporting lifestyle needs with flexibility

Grow and preserve wealth through flexible planning and legacy options

Who can apply (Please refer to “Eligibility requirements” for details

Issue age*: 30 to 80 (Single Premium)

Issue age*: 30 to 65 (5-year and 10-year premium payment terms)

Features and benefits

Multiple premium payment terms with lifetime protection

Choose single, 5-year or 10-year premium payment terms with life protection up to age 130.

Choose single, 5-year or 10-year premium payment terms with life protection up to age 130.

Potential wealth growth with additional returns

Enhance wealth accumulation with terminal dividends (non-guaranteed)1, helping you grow your wealth over the long term.

Enhance wealth accumulation with terminal dividends (non-guaranteed)1, helping you grow your wealth over the long term.

Flexible wealth and legacy planning

Includes change of life insured, Contingent Life Insured and Contingent Policyowner arrangements, and flexible death benefit settlement options for smooth wealth transfer.

Includes change of life insured, Contingent Life Insured and Contingent Policyowner arrangements, and flexible death benefit settlement options for smooth wealth transfer.

Flexible policy currency option (Rare-in-market)2

Option to change policy currency (HKD/ USD/ RMB) to adapt to market trends.

Option to change policy currency (HKD/ USD/ RMB) to adapt to market trends.

Additional Benefits & Value-added Services3
(Rare-in-market)2

Includes Guaranteed Special Coupon, Advance Income Benefit and Bluepass Medicare Assistant3.

Includes Guaranteed Special Coupon, Advance Income Benefit and Bluepass Medicare Assistant3.

BEFORE YOU APPLY

Eligibility requirements

Premium payment term Single premium 5 years to 10 years
Issue age* Age 30 to 80 Age 30 to 65

Remarks

*Age refers to the age of the Life Insured at the last birthday

1Dividends are not guaranteed and may vary based on factors including investment performance, claims experience, policy persistency, expenses and market conditions.

2As of 16 March 2026, compared with the monthly income products of major insurance companies in Hong Kong.

3Benefits and services are subject to relevant terms and conditions. Health services are provided by third-party service providers and are not part of the policy coverage. Availability and scope of services may be adjusted from time to time at the discretion of the insurer.


Important notes

The Delightful Life Savings Insurance Plan is the product underwritten by Hong Kong Life Insurance Limited (“Insurer”) but not by OCBC Bank (Hong Kong) Limited (“Bank”). The Bank is registered in accordance with the Insurance Ordinance (Cap. 41 of the Laws of Hong Kong) as an insurance agency and is the authorised insurance agency of the Insurer for distribution of the insurance plan(s) in Hong Kong Special Administrative Region(“HKSAR”). The insurance plan(s) are authorised and regulated by the Insurance Authority of HKSAR. The Insurer will be responsible for providing your insurance coverage and handling claims under the insurance plan(s).

The information, examples and materials contained in this webpage are provided for reference only and do not provide any suggestion or recommendation of any insurance products nor constitute any part of the related insurance policy. You should not rely solely on this webpage to make decisions on applying for the insurance product(s). Before applying for any insurance plan, you should read carefully and fully understand the leaflet, proposal and policy provisions of the relevant plan (including but not limited to terms and conditions, coverage, exclusions and risk disclosures), and when necessary, you should also seek independent and professional advice before making any decision.

Should you have any enquiries about the above life insurance plans, please contact a Relationship Manager of OCBC Bank (Hong Kong) Limited.


HOW TO APPLY

Apply for the Delightful Life Savings Insurance Plan today