Life-at-Ease Level Term Plan

Get affordable and comprehensive life protection

Why you will love this
Who can apply (Please refer to "Eligibility requirements" for details)

Why you will love this

Choose from 5 Flexible benefit terms to flexibly meet the needs of different life stages.

Enjoy comprehensive life protection with affordable premiums

Premium will remain unchanged throughout the premium payment term

Who can apply (Please refer to "Eligibility requirements" for details)

Issue age*: 16-74

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Features and benefits

Flexible benefit term options

Choose from 5 benefit terms (1-Year, 5-Year, 10-Year, 20-Year and 30-Year) to suit your financial goals and protection needs.

Guaranteed renewability

On the Expiry Date upon renewal of the Plan, 1-Year, 5-Year and 10-Year of the Plan are guaranteed renewable up to age 100 of Life Insured without evidence of insurability.

Fixed premiums for easier planning

Enjoy certainty and control with premiums that stay the same throughout your Premium Payment Term.

Convertible coverage

On the policy anniversary on or immediately following Age 65 of the Life Insured, you can convert all or part of your plan into a new permanent life policy

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Eligibility requirements

	1 Year	5 Years	10 Years	20 Years	30 Years
Premium Payment Term	Guaranteed renewable up to age 100 of the Life Insured			-
Issue Age*	Age 16 to 74	Age 16 to 70	Age 16 to 65	Age 16 to 55	Age 16 to 45

Before you apply

Remarks

^*Age means age of the Life Insured at the last birthday

Important notes

Life-at-Ease Level Term Plan is the product underwritten by Hong Kong Life Insurance Limited (“Insurer”) but not by OCBC Bank (Hong Kong) Limited (“Bank”). The Bank is registered in accordance with the Insurance Ordinance (Cap. 41 of the Laws of Hong Kong) as an insurance agency and is the authorised insurance agency of the Insurer for distribution of the insurance plan in Hong Kong Special Administrative Region(“HKSAR”). The insurance plan is authorised and regulated by the Insurance Authority of HKSAR. The Insurer will be responsible for providing your insurance coverage and handling claims under the insurance plan.

The information, examples and materials contained in this webpage are provided for reference only and do not provide any suggestion or recommendation of any insurance product nor constitute any part of the related insurance policy. You should not rely solely on this webpage to make decisions on applying for the insurance product. Before applying for any insurance plan, you should read carefully and fully understand the leaflet, proposal and policy provisions of the relevant plan (including but not limited to terms and conditions, coverage, exclusions and risk disclosures), and when necessary, you should also seek independent and professional advice before making any decision.

Ways to apply

Apply for Life-at-Ease Level Term Plan