Platinum Motor Insurance Plan

Peace of mind, mile after mile

Why you will like this
Who can apply

Why you will like this

Enjoy competitive premiums

Covers loss or damage to your vehicle due to accidents

Covers third-party injury or property damage

Who can apply

Anyone aged 26-69 years with a valid Hong Kong driving licence

You must have at least 2 years of driving experience

Have us contact you

Enjoy comprehensive coverage for worry-free driving

Features and benefits

Competitive premiums

Affordable coverage offers total peace of mind on the road.

Accidental loss or damage coverage

Be insured for up to your vehicle’s market value.

Third-party injury or property damage coverage

Get covered with up to HKD100million for third-party death or injuries, and up to HKD 2 million for property damage.

24-Hour Support

Hassle-free 24-hour support wherever you are — with emergency roadside help, free towing, claim advisory, and traffic legal advice just a call away.

Comprehensive Coverage on the Road

Keep your no-claim discount, get a new replacement if your car is written off, and enjoy waived windscreen repair costs — all to keep you covered with less hassle.

Support That Keeps You Moving

Stay mobile with a courtesy car during repairs and receive support recovering losses from third parties when you're not at fault—so you stay covered and worry-free.

Before you apply

Eligibility requirements

Age

26 - 69 years old, with a valid Hong Kong driving license

Driving experience

At least 2 years

Important notes

The Platinum Motor Insurance Plan is a product of insurance company or insurer but not OCBC Bank (Hong Kong) Limited ("OCBC Bank”).

OCBC Bank is registered in accordance with the Insurance Ordinance (Cap. 41 of the Laws of Hong Kong) as insurance agency and is the authorized insurance agency of Liberty International Insurance Limited(“Liberty International Insurance”) for distribution of general insurance products in the Hong Kong Special Administrative Region ("HKSAR"). The Platinum Motor Insurance Plan is underwritten by Liberty International Insurance which is authorized and regulated by the Insurance Authority ("IA") of HKSAR. Liberty International Insurance will be responsible for providing your insurance coverage and handling claims under your plan.

The Insurance Authority will collect a premium levy from policy holders in accordance with the law. For further information, please visit the website of the Insurance Authority at www.ia.org.hk

OCBC Bank and Liberty International Insurance reserve the right to amend or terminate the terms and conditions for the relevant premium discount without prior notice to customers. In case of any disputes, the decision of OCBC Bank and Liberty International Insurance shall be final.

The above information is for reference only and illustrative purpose only and shall not form any part of the policy document. Please refer to the insurance policy for terms and conditions. Where there is any discrepancy or inconsistency between the above information and the terms and conditions of the insurance policy, the latter shall prevail.

In respect of an eligible dispute (as defined in the Terms of Reference for the Financial Dispute Resolution Centre in relation to the Financial Dispute Resolution Scheme) arising between the OCBC Bank and the customer out of the selling process or processing of the related transaction, OCBC Bank is required to enter into a Financial Dispute Resolution Scheme process with the customer; however any dispute over the contractual terms of the product should be resolved directly between and Liberty International Insurance and the customer.

Liberty International Insurance reserves the right to accept or decline any application for this plan. In case of any dispute in connection with the contents of this plan, the decision of Liberty International Insurance shall be final and conclusive. If you have any enquiries, please call the enquiry hotline.

In case of any conflict or inconsistency between the English and Chinese versions of the above information, the English version shall prevail.