A Gold Passbook Account lets you diversify your portfolio by investing in gold. You can conveniently trade in these precious metals on the OCBC app without holding them physically, with no sales charge or custody fee.
Gold
Offer a wide range of gold investment services
Uncover golden opportunities with our gold investment services
Investing in gold has never been easier. At OCBC, you can enjoy a range of gold investment services including Buy and Sell Gold Bars & Gold Coins, Gold Passbook. You can check prices, buy and sell gold through multiple channels including at our branches, via online banking, through our mobile app and by phone.
Gold Bars & Coins
Buy and sell from our wide selection of gold products that suit your investment needs.
- Fineness
- Issuer
| Physical Type | Fineness | Issuer |
| 5-Tael Gold Bars | 990 | Members of The Hong Kong Gold and Silver Exchange |
| 5-Tael 9999 Gold Bar | 9999 | Members of The Hong Kong Gold and Silver Exchange |
| Excel 5-Tael 9999 Gold Bar | 9999 | The Hong Kong Gold and Silver Exchange |
| Excel 1-Tael 9999 Gold Ingot | 9999 | The Hong Kong Gold and Silver Exchange |
| Kilo Bars (For Bank sell only) | 999.9 | International and local famous gold traders |
| Fine Gold Coins (Canadian Gold Maple Leaf) | 999.9 | Official organisations of the related governments |
| Physical Type |
| 5-Tael Gold Bars |
| 5-Tael 9999 Gold Bar |
| Excel 5-Tael 9999 Gold Bar |
| Excel 1-Tael 9999 Gold Ingot |
| Kilo Bars (For Bank sell only) |
| Fine Gold Coins (Canadian Gold Maple Leaf) |
GOLD PASSBOOK ACCOUNTS
Choose from 4 types of accounts with a minimum transaction as low as 0.1 tael or 0.1 oz. You can convert any amount to cash at our buying price for any amount, with every transaction, amount and rate recorded in your passbook for easy tracking
- Account Type
- Minimum Transaction Unit
| Account Type | Minimum Transaction Unit |
| 99 Fine Gold Passbook | 0.1 tael |
| 9999 Fine Gold Passbook | 0.1 tael |
| Gold Maple Leaf Passbook | 0.1 oz. |
| Ounce Gold Passbook (9999 Gold) | 0.1 oz. |
| Account Type |
| 99 Fine Gold Passbook |
| 9999 Fine Gold Passbook |
| Gold Maple Leaf Passbook |
| Ounce Gold Passbook (9999 Gold) |
Price Enquiries and Dealing
Besides dealing through our branch network, you can get up to date gold prices and make transactions through our eBanking system by using the Internet, mobile handset or phone from time to time. From now on, you are not required to look outside but catch the market trend easily.
In addition to visiting our branches, you can check gold prices in real time and make transactions via internet banking, through our mobile app or by phone—streamlining your gold investment journey.
Note: The Bank reserves the right to change fees, charges and interest rates if given less than 1 month's notice.
Gold Prices
Before you apply
Remarks
OCBC Bank (“the Bank”) has taken reasonable measures to ensure that all statements of fact and expressions of opinion stated contained herein are accurate and that no material facts have been omitted.
The Bank shall not be liable for any failure or delay in performing any transaction as a result of the occurrence of an event beyond the control of the Bank including but not limited to natural disaster, riots, embargoes, strikes, wars, government intervention, closure of market, technical failure of any equipment.
All transactions are dealt directly between the Bank and customers.
All legal proceedings arising from Gold Passbook Account / physical gold trading services shall be submitted to the non-exclusive jurisdiction of the courts of the Hong Kong Special Administrative Region.
All Gold Passbook Account is not a form of bank deposit investment and does not provide any interest.
Unit purchase / sale prices in terms of Hong Kong Dollar quoted by the Bank take into account the prevailing world market price of gold, the exchange rate between the United States Dollar and Hong Kong Dollar and the gold fineness of the troy and tael.
Under normal circumstances, there would be within the same day with little or no time gap between execution of a sales transaction and settlement of the proceeds.
The Bank shall be entitled to terminate or to close Gold Passbook Account immediately without prior notice to the customer under any of the following circumstances: there is any changes of law which prohibits or renders illegal the maintenance or operation of Gold Passbook Account and / or the terms and conditions governing the Gold Passbook Account or any part of the Gold Passbook Account and / or the terms and conditions governing the Gold Passbook Account; the customer shall commit any breach of or omit to observe any obligations under the terms and conditions governing the Gold Passbook Account which in the opinion of the Bank, amounts to a material default on the part of the customer; or books and records of the Bank show a zero balance on any Gold Passbook Account for a period of six continuous months (or for such shorter period as the Bank shall prescribe).
Important notice and risk disclosure
Investors should note that the gold market might fluctuate from time to time. The risk of loss in gold investment can be incurred by fluctuation of gold prices. Investors should consider seriously and recognise the risk of gold investment before making any investment decision.
WAYS TO APPLY
We are dedicated to helping you succeed in your gold investments.
or contact us at (852) 3199 9188.
ADDITIONAL INFORMATION
Common questions
What is a Gold Account?
Why should I invest in Precious Metals?
There are multiple benefits of having a Precious Metals Account such as hedging against inflation, benefitting from the intrinsic value of precious metals, taking no credit risk, enjoying good liquidity, adding diversity to your investment portfolio and ease of purchase.