Greater Bay Area Residential Property Financing

Turn your dream home into reality in the Greater Bay Area

Please read the Key Facts Statement for Greater Bay Area Residential Property Financing.

Why you'll love this

Finance homes across Greater Bay Area cities

Enjoy a competitive HIBOR-based interest rate#

Dedicated support from our mortgage experts

Who can apply

Hong Kong permanent residents with Mainland Travel Permit

Unlock new opportunities in the Greater Bay Area.

Benefits

Unlock unlimited opportunities in the Greater Bay Area

Ready to seize new opportunities in the Greater Bay Area (GBA) and tap into exciting property growth? Take advantage of a fast-growing region just an hour away, where talent and capital flow freely — opening doors for you in property and beyond.

Ready to seize new opportunities in the Greater Bay Area (GBA) and tap into exciting property growth? Take advantage of a fast-growing region just an hour away, where talent and capital flow freely — opening doors for you in property and beyond.

Personalised support from our mortgage experts

Our mortgage experts will assist you throughout the process of purchasing your new home in the Greater Bay Area.

Our mortgage experts will assist you throughout the process of purchasing your new home in the Greater Bay Area.

Hassle-free property financing in the Greater Bay Area

Receive your loan and make repayments right here in Hong Kong — with a local process that gives you peace of mind.

Receive your loan and make repayments right here in Hong Kong — with a local process that gives you peace of mind.

FEATURES
  • Eligibility
Eligibility Hong Kong permanent residents with a Mainland Travel Permit
Property Locations Zhuhai, Shenzhen, Guangzhou, Foshan
Property Type Designated primary residential developments*
Minimum Loan Amount HKD 1,000,000
Interest Rate Variable interest rate loans
Loan Tenure Up to 25 years
Loan Currency Hong Kong Dollars
Eligibility
Property Locations
Property Type
Minimum Loan Amount
Interest Rate
Loan Tenure
Loan Currency
MORTGAGE CALCULATOR

1. Estimate Your Monthly Repayment

Calculate the total repayment for your mortgage loan.

HKD 0
HKD 0
0 %
0 %
5 years
30 years
Bi-weekly
Monthly

Instalment amount

HKD 0

Total repayment
(Principal + Interest)

HKD 0

Total interest payable

HKD 0

Remarks:

  • The repayment calculations are based on the information entered by the customer and are for reference only.
  • Please refer to Key Fact Statement for Property Financing for historical change of interest rate.

Remarks:

  • The repayment calculations are based on the information entered by the customer and are for reference only.
  • Please refer to Key Fact Statement for Property Financing for historical change of interest rate.

2. Estimate Purchase Expenses

Calculate the budget you will need for your property purchase with our calculator.

Down-Payment

$ 0.00

Estimated Property Purchase Expenses

$ 0.00

*Figures are approximations and for illustrative purposes only

3. Repayment Table

Match your interest rate and loan term to estimate your monthly mortgage repayment per HKD100,000.

Interest (p.a.) Years
10 15 20 25 30

2.00%

$920.13

$643.51

$505.88

$423.85

$369.62

2.25%

$931.37

$655.08

$517.81

$436.13

$382.25

2.50%

$942.70

$666.79

$529.90

$448.62

$395.12

2.75%

$954.11

$678.62

$542.17

$461.31

$408.24

3.00%

$965.61

$690.58

$554.60

$474.21

$421.60

3.25%

$977.19

$702.67

$567.20

$487.32

$435.21

3.50%

$988.86

$714.88

$579.96

$500.62

$449.04

3.75%

$1,000.61

$727.22

$592.89

$514.13

$463.12

4.00%

$1,012.45

$739.69

$605.98

$527.84

$477.42

4.25%

$1,024.38

$752.28

$619.23

$541.74

$491.94

4.50%

$1,036.38

$764.99

$632.65

$555.83

$506.69

4.75%

$1,048.48

$777.83

$646.22

$570.12

$521.65

5.00%

$1,060.66

$790.79

$659.96

$584.59

$536.82

5.25%

$1,072.92

$803.88

$673.84

$599.25

$552.20

5.50%

$1,085.26

$817.08

$687.89

$614.09

$567.79

5.75%

$1,097.69

$830.41

$702.08

$629.11

$583.57

6.00%

$1,110.21

$843.86

$716.43

$644.30

$599.55

6.25%

$1,122.80

$857.42

$730.93

$659.67

$615.72

6.50%

$1,135.48

$871.11

$745.57

$675.21

$632.07

The above information is for reference only.

Before you apply

Eligibility

Holders of Hong Kong permanent identity card and mainland travel permit


Additional Information

* In accordance with the list of designated primary residential developments announced by the Bank from time to time.

# “HIBOR” means the rate which the Bank at its reasonable discretion determines from time to time to be the applicable Hong Kong Interbank Offered Rate (with reference to the relevant rate published by The Hong Kong Association of Banks rounding up to the nearest 2 decimal places or such other rates as the Bank at its reasonable discretion determines) for Hong Kong Dollars.


REMINDER

"To borrow or not to borrow? Borrow only if you can repay!"

HOW TO APPLY

Have us help you get started with your loan.