OCBC Insurance^: Get all-round protection for your peace of mind

^ OCBC Bank partners with Hong Kong Life Insurance Limited to offer comprehensive life insurance solutions.


RETIREMENT


Delightful Life Savings Insurance Plan

Delightful Life Savings Insurance Plan

  • Multiple premium payment terms with extended life protection
  • Change policy currency option (Rare-in-market)#
  • Advance Income Benefit and Bluepass Medicare Assistant (Rare-in-market)#
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Monthly Reward Annuity Plan

Guaranteed monthly retirement income for your peace of mind

  • Flexible Premium Payment Options
  • Flexible Income Period and Option to Earn Interest
  • Easy to apply – no medical examination need
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Retire–at-Ease II Deferred Annuity Plan

Maintain financial stability after retirement

  • Annuity period that suits your retirement needs
  • Flexible Accumulation Period that Works for You
  • Tax deduction* on annuity premiums
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No endownment plan for this option

Try a different goal or time period.

SHORT-TERM ENDOWMENT


Fortune Plus III Saving Protection Plan

Helping you fast-track your financial goals

  • 2-year Premium Payment Term for 5-year life protection
  • Flexible policy currency options
  • Easy to apply – no medical examination need
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No endownment plan for this option

Try a different goal or time period.

TARGET SAVING / LEGACY
Wealth–Up (Premier) Saving Insurance Plan

Grow your wealth for your loved ones and the next generation

  • 2-Year premium payment term
  • 20-Year life protection for extended peace of mind
  • Easy to apply — no medical exam needed
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Wealth Accelerator Multi-Currency Plan

Build a lasting legacy with our multi-currency wealth solution

  • Multiple Premium Payment Term for selection, with extended Life Protection
  • 9 currencies available with the flexibility to change your policy’s currency
  • Flexible Death Benefit Settlement Options
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Wealth Prestige Savings Insurance Plan

Prestige Wealth Accumulation For a Prosperous Tomorrow

  • Single Premium Effective Management
  • Free confident with Guaranteed Cash Value Starting from 83% of the Premium Paid
  • Change of Life Insured Option for Cultivating Wealth Across Generations
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No endownment plan for this option

Try a different goal or time period.

Remarks

* Please refer to the website of the Inland Revenue Department ("IRD") or contact the IRD directly for any tax related enquiries. You may also seek independent and professional advice from your tax and accounting advisors.

#As of 16 March 2026, compared with monthly income products of major insurance companies in Hong Kong.

Important Notes

The Life Insurance plans are the products underwritten Hong Kong Life Insurance Limited (“Insurer”) but not by OCBC Bank (Hong Kong) Limited (“Bank”). The Bank is registered in accordance with the Insurance Ordinance (Cap. 41 of the Laws of Hong Kong) as an insurance agency and is the authorised insurance agency of the Insurer for distribution of the insurance plans in Hong Kong Special Administrative Region (“HKSAR”). The insurance plans are authorised and regulated by the Insurance Authority of HKSAR. The Insurer will be responsible for providing your insurance coverage and handling claims under the insurance plans.

The information, examples and materials contained in this webpage are provided for reference only and do not provide any suggestion or recommendation of any insurance products nor constitute any part of the related insurance policy. You should not rely solely on this webpage to make decisions on applying for the insurance products. Before applying for any insurance plan, you should read carefully and fully understand the leaflet, proposal and policy provisions of the relevant plan (including but not limited to terms and conditions, coverage, exclusions and risk disclosures), and when necessary, you should also seek independent and professional advice before making any decision.