Reverse Mortgage Programme

Financial Freedom for Your Golden Years

Why you will love this

Enjoy a flexible payment term of up to 10, 15 or 20 years, or lifetime coverage

Remain in your home for life, even after payouts end

No repayment needed unless the loan ends under specific conditions

Who can apply

Property owners aged 55 or above

Borrow against the value of your Hong Kong property while retaining ownership and living in your home for life through the Reverse Mortgage Programme.

Your Simple Application Journey

Let us contact you

Step 1

Let us contact you

We will explain how it works and conduct a preliminary assessment of your eligibility for the programme.

Apply With Ease

Step 2

Apply With Ease

You can fill in the application form with supporting documents. We will submit your application to HKMC for approval.
Additional information

Additional information

  1. The above information is for reference only. For details, please refer to the Reverse Mortgage Programme materials and offering documents issued by Hong Kong Mortgage Corporation Limited.
  2. If there is any conflict or discrepancy between the Chinese and the English versions, the English version shall prevail.
  3. The Reverse Mortgage Programme is operated by HKMC Insurance Limited (HKMCI) which is a wholly-owned subsidiary of The Hong Kong Mortgage Corporation Limited.

REMINDER

"To borrow or not to borrow? Borrow only if you can repay!"

How to apply

Have us help you get started with your loan.