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Transaction limits

Setting daily limits on how much can be transferred—giving you more control over your money.

WHAT IS A TRANSACTION LIMIT?

A transaction limit is the maximum total amount that can be transferred or paid from your account each day using a specific method. By setting daily transaction limits, you gain more control over your funds and add an extra layer of protection—helping to prevent large sums from leaving your account without your knowledge or authorisation. You can adjust your daily limits to suit your banking habits, and we recommend setting them lower than the default values for added security.

HOW TRANSACTION LIMITS PROTECT YOU
Deter fraud and limit exposure

When you set a daily limit, the total amount that can be transferred from your account each day is capped. This helps prevent fraudsters from withdrawing large sums — even if they gain access to your bank account or card details.

HOW TO GET STARTED

  • Set your preferred daily transaction limits using OCBC Internet Banking or the OCBC Bank Mobile App. You can choose to set lower limits than the default settings provided.
  • Lower daily limits help reduce the risk of large unauthorised transfers — giving you added peace of mind.