Business Loan Insurance

Safeguard your business against unexpected events

Why you will love this

Ensures your company’s ability to meet loan repayments

Safeguards business stability in the face of the unexpected

Mitigates financial risks in case of key person's critical illness or death

Who can apply

Business owners with substantial loans

Suitable for business owners or key persons with significant business loans

Important for SMEs that are reliant on a single leader or guarantor

Loans can be the lifeline for business growth and cash flow. But what would happen should your company lose a key person? Protect your company from the unexpected with Business Loan Insurance, ensuring your business stays on track.

HOW BUSINESS LOAN INSURANCE PROTECTS YOUR COMPANY
Business Loan Insurance
Business Loan Insurance
Business Loan Insurance

Our Business Loan Insurance ensures your company stays financially secure due to the death or critical illness of a key person in your company.

Benefits of Business Loan Insurance

Maintain business operations

Maintain business operations

With coverage against the unexpected, your company can maintain operations without interruption, even during challenging times.

With coverage against the unexpected, your company can maintain operations without interruption, even during challenging times.

Mitigate financial risks

Mitigate financial risks

Business Loan Insurance shields your company from unforeseen events that could disrupt loan repayments include the loss of key persons.

Business Loan Insurance shields your company from unforeseen events that could disrupt loan repayments include the loss of key persons.

Preserves creditworthiness

Preserves creditworthiness

With coverage to ensure loan repayments, Business Loan Insurance prevents financial instability and protects your company’s creditworthiness.

With coverage to ensure loan repayments, Business Loan Insurance prevents financial instability and protects your company’s creditworthiness.

Important Notes

The life insurance plan is the product underwritten by Hong Kong Life Insurance Limited (“Insurer”) but not by OCBC Bank (Hong Kong) Limited (“Bank”). The Bank is registered in accordance with the Insurance Ordinance (Cap. 41 of the Laws of Hong Kong) as an insurance agency and is the authorised insurance agency of the Insurer for distribution of the insurance plan in Hong Kong Special Administrative Region (“HKSAR”). The insurance plan is authorised and regulated by the Insurance Authority of HKSAR. The Insurer will be responsible for providing your insurance coverage and handling claims under the insurance plan.

The information, examples and materials contained in this webpage are provided for reference only and do not provide any suggestion or recommendation of any insurance products nor constitute any part of the related insurance policy. You should not rely solely on this webpage to make decisions on applying for the insurance product. Before applying for any insurance plan, you should read carefully and fully understand the leaflet, proposal and policy provisions of the relevant plan (including but not limited to terms and conditions, coverage, exclusions and risk disclosures), and when necessary, you should also seek independent and professional advice before making any decision.