Financing solutions for your business needs

80% Guarantee Term Loan under SFGS Express Online Application

Finance your business with an instalment loan of up to HKD 8 million under 80% SFGS, backed by the HKMC Insurance Limited.

Get started

Commercial and Industrial Mortgage

Enjoy greater savings when you refinance or get a mortgage on a new commercial or industrial property with us.

Explore more

80% Guarantee Product under THE SFGS

Support your business expansion or liquidity needs with a mix of facility types of up to HKD 18 million, backed by the HKMC Insurance Limited.

Explore more
Featured loan: SME sustainable financing
About SME Sustainable Financing

Did you know that SMEs make up 98% of Hong Kong enterprises? SMEs are the driving force behind sustainable development. Let us empower your growth with the OCBC SME Sustainable Financing Framework, which offers the tools and support you need to build a greener tomorrow.

Reviewed by Moody’s ESG in alignment with the four-core components of the international Green Loan Principles, our Framework helps SMEs uncover opportunities in renewable energy, green buildings, sustainable mobility and other sectors that contribute to sustainable development.

Learn more
Making sustainable financing accessible to SMEs

Committing to help SMEs do well and do good

  • Achieve sustainable goals faster, at a lower cost, with a straightforward framework
  • Build brand value and image
Learn more
Before you apply

To borrow or not to borrow? Borrow only if you can repay!

Awards and accolades

Best Commercial Bank (SMEs) in Hong Kong

2024 - 2025 FinanceAsia

2024 - 2025 FinanceAsia

Asia's Best Bank for SMEs

2025 Euromoney

2025 Euromoney

ASEAN SME Bank of the Year

2011 - 2025 Asian Banking and Finance

2011 - 2025 Asian Banking and Finance

View all 

You are leaving our website

This hyperlink may allow you to leave OCBC Bank (Hong Kong) Limited website. The website accessed through this hyperlink may not provide you with any regulatory protections. All the information you provided will be subject to the terms and personal data policy of the third-party website. OCBC Bank (Hong Kong) Limited is not liable for your use of the hyperlink website.

CancelUnderstood