Find the best business loan that meets your needs

WORKING CAPITAL LOAN FOR YOUR EVERYDAY BUSINESS OPERATIONS
80% Guarantee Product under the SFGS

Enhance your company’s productivity and competitiveness by an 80% guarantee product provided by the HKMC Insurance Limited*

  • Maximum loan of up to HKD18,000,000
  • Repayment period up to 10 years
  • In the form of term loan, overdraft, revolving credit facility or trade credit
  • Interest rate as low as P-2.5% p.a^
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90% Guarantee product under the SFGS (Express)

A 90% guarantee product provided by the HKMC Insurance Limited*

  • Collateral-free Business Term Loan of up to HKD8,000,000 at low interest rates
  • Repayment period up to 8 years
  • No loan handling fee^
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Trade

Expand your business across borders with greater confidence


Discover how you can expand your supplier pool and reduce costs.
  • Letter of Credit for import or export
  • Documentary Collection for import or export
  • Purchase Invoice Financing / Sales Invoice Financing
  • Packing Loan
  • Transferable Letter of Credit
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Sustainable Financing – Green Loans for SME

Good for business, good for the world

  • Increased accessibility to sustainable financing for SMEs
  • Reduces time, complexity and costs with a straightforward framework to guide SMEs in achieving sustainable goals
  • Supports SMEs to build brand value and image
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eSecure Financing

Turn your ambitions into action with our hassle-free financing

  • Term Loan
  • Overdraft
  • Revolving Credit Facility
  • Mortgage
  • Trade Financing
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No endownment plan for this option

Try a different goal or time period.

To borrow or not to borrow? Borrow only if you can repay!

Remarks

*It refers to the SME Financing Guarantee Scheme launched by The HKMC Insurance Limited ("HKMCI"). All credit applications under SME Financing Guarantee Scheme are subject to HKMCI's approval.

^Applicable to selected customers only.


AWARDS AND ACCOLADES