Find the best business loan that meets your needs
WORKING CAPITAL LOAN FOR YOUR EVERYDAY BUSINESS OPERATIONS
80% Guarantee Product under the SFGS
Empower your business growth with a variety of financing solutions backed by an 80% HKMCI’s guarantee.*
- Maximum loan of up to HKD18 million
- Repayment period up to 10 years
- In the form of term loan, overdraft, revolving credit facility or trade credit
- Interest rate as low as H+1.5% p.a^
80% Guarantee Term Loan under SFGS (Express)
Realise the full potential of your business with OCBC express financing, supported by an 80% guarantee from the HKMC Insurance Limited.*
- Collateral-free Business Term Loan of up to HKD8 million at low interest rates
- Repayment period up to 10 years
- 24/7 online application
Trade
Expand your business across borders with greater confidence
Discover how you can expand your supplier pool and reduce costs.
- Letter of Credit for import or export
- Documentary Collection for import or export
- Purchase Invoice Financing / Sales Invoice Financing
- Packing Loan
- Transferable Letter of Credit
Sustainable Financing – Green Loans for SME
Good for business, good for the world
- Increased accessibility to sustainable financing for SMEs
- Reduces time, complexity and costs with a straightforward framework to guide SMEs in achieving sustainable goals
- Supports SMEs to build brand value and image
eSecure Financing
Turn your ambitions into action with our hassle-free financing
- Term Loan
- Overdraft
- Revolving Credit Facility
- Mortgage
- Trade Financing
No endownment plan for this option
Try a different goal or time period.
To borrow or not to borrow? Borrow only if you can repay!
Remarks
*It refers to the SME Financing Guarantee Scheme launched by The HKMC Insurance Limited ("HKMCI"). All credit applications under SME Financing Guarantee Scheme are subject to HKMCI's approval.
^Applicable to selected customers only.
AWARDS AND ACCOLADES