LIABILITY PRODUCTS

Protect your company against legal liabilities

Why you will love this
Who can apply

Why you will love this

Shield your company from legal liabilities arising from bodily injuries or property damage to third parties caused by negligence during business operations

Minimise financial stress in case of accidents

Enjoy peace of mind knowing your claims defence costs and legal expenses are covered

Protect your employees and business with our Employees’ Compensation, ensuring safety and continuity when the unexpected occurs

Who can apply

Any Hong Kong registered company

Have us contact you

As a business owner in Hong Kong, it is essential to understand the risks your business might face. At OCBC, we have got you covered.

By understanding your needs, we can offer the right coverage to protect your company, your employees and yourself.

OUR SOLUTIONS FOR YOUR PEACE OF MIND

Public Liability Insurance

Legal Liability Coverage

We have got you covered for any amount you are legally liable to pay for third-party bodily injuries or property damage.

Defending Claims Costs and Expenses

Rest easy knowing we will take care of the legal costs and expenses to defend your company or yourself from claims.

Employees’ Compensation Insurance

Comprehensive coverage

Our comprehensive coverage protects employers against liability for accidental bodily injuries to employees, covers all defence costs with insurer consent, and ensures protection for employees on duty during extraordinary weather conditions.

FAQs

Why does my company need liability insurance?

It offers your company financial protection in case a third party files a lawsuit or makes a claim against you. It offers peace of mind for those “just in case” moments of doing business.

What are the important procedures for applying for Liability Insurance?

Insurers will look at the level of risk your company might face. They will review the type of business you operate and your history of insurance claims in order to tailor the right coverage for your company.

What is an insurance coverage limit?

Simply put, an insurance coverage limit is the maximum amount that your insurance company will pay for a covered claim.

Important Notes

The life insurance plan is the product underwritten by Hong Kong Life Insurance Limited (“Insurer”) but not by OCBC Bank (Hong Kong) Limited (“Bank”). The Bank is registered in accordance with the Insurance Ordinance (Cap. 41 of the Laws of Hong Kong) as an insurance agency and is the authorised insurance agency of the Insurer for distribution of the insurance plan in Hong Kong Special Administrative Region (“HKSAR”). The insurance plan is authorised and regulated by the Insurance Authority of HKSAR. The Insurer will be responsible for providing your insurance coverage and handling claims under the insurance plan.

The information, examples and materials contained in this webpage are provided for reference only and do not provide any suggestion or recommendation of any insurance products nor constitute any part of the related insurance policy. You should not rely solely on this webpage to make decisions on applying for the insurance product. Before applying for any insurance plan, you should read carefully and fully understand the leaflet, proposal and policy provisions of the relevant plan (including but not limited to terms and conditions, coverage, exclusions and risk disclosures), and when necessary, you should also seek independent and professional advice before making any decision.