Wealth Accelerator (Premier) Multi-Currency Insurance Plan

Seize Global Opportunities to Secure Your Wealth Legacy

Why you will like this

Enjoy flexible global wealth planning with options to change policy currency and split your policy as life needs evolve.

Build long-term savings with life protection up to age 130 of the life insured, plus potential returns from guaranteed cash value and non guaranteed dividends.

Who can apply

Issue Age*: Age 0 (15 days after birth) to 80

Features and benefits

Change of Policy Currency Option

Enjoy the option to change your policy currency with 9 currencies choices — HKD, USD, RMB, AUD, CAD, EUR, GBP, NZD, SGD — allowing you to flexibly adapt to your future plans.

Enjoy the option to change your policy currency with 9 currencies choices — HKD, USD, RMB, AUD, CAD, EUR, GBP, NZD, SGD — allowing you to flexibly adapt to your future plans.

Comprehensive Wealth Succession Plan to Cultivate Wealth Across Generations

Various life insured and policy owner arrangements and “Rare in Market” # Wealth Succession Bonus allowing you to outline your wealth succession planning.

Various life insured and policy owner arrangements and “Rare in Market” # Wealth Succession Bonus allowing you to outline your wealth succession planning.

Potential extra returns

Grow your wealth through guaranteed cash value, annual dividends (non‑guaranteed)1  and terminal dividends (non‑guaranteed)1.

Grow your wealth through guaranteed cash value, annual dividends (non‑guaranteed)1  and terminal dividends (non‑guaranteed)1.

Peace of mind protection

Life protection up to age 130 of the life insured, plus flexible death benefit payout options such as fixed or increasing installment.

Life protection up to age 130 of the life insured, plus flexible death benefit payout options such as fixed or increasing installment.

Before you apply

Eligibility requirements

Premium Payment Term (2 Years)

Issue age* 0 (15 days after birth) to 80

Premium Payment Term (5 Years)

Issue age* 0 (15 days after birth) to 75


Remarks

*Age means age of the Life Insured at the last birthday

#As of 20 February 2026, compared with the savings insurance products of major insurance companies in Hong Kong.

1Annual Dividend, the annual interest accumulation rate and Terminal Dividend are not guaranteed and may be changed from time to time. Past performance is not indicative of future performance. The actual amount payable may be higher or lower than those illustrated in the Insurance Proposal. Hong Kong Life reserves the right to change them from time to time. The Annual Dividend and/or interest withdrawn will no longer be accumulated as part of the Total Surrender Value and the Total Death Benefit of the Policy. The Total Surrender Value and the Total Death Benefit of the Policy will be reduced accordingly.


Important notes

The Wealth Accelerator (Premier) Multi-Currency Insurance Plan is a product underwritten by Hong Kong Life Insurance Limited (“Insurer”) but not by OCBC Bank (Hong Kong) Limited (“Bank”). The Bank is registered in accordance with the Insurance Ordinance (Cap. 41 of the Laws of Hong Kong) as an insurance agency and is the authorised insurance agency of the Insurer for distribution of the insurance plan(s) in Hong Kong Special Administrative Region(“HKSAR”). The insurance plan(s) are authorised and regulated by the Insurance Authority of HKSAR. The Insurer will be responsible for providing your insurance coverage and handling claims under the insurance plan(s).

The information, examples and materials contained in this webpage are provided for reference only and do not provide any suggestion or recommendation of any insurance products nor constitute any part of the related insurance policy. You should not rely solely on this webpage to make decisions on applying for the insurance product(s). Before applying for any insurance plan, you should read carefully and fully understand the leaflet, proposal and policy provisions of the relevant plan (including but not limited to terms and conditions, coverage, exclusions and risk disclosures), and when necessary, you should also seek independent and professional advice before making any decision.


HOW TO APPLY

Apply Wealth Accelerator (Premier) Multi-Currency Plan today