Foreign Exchange

Enjoy preferential exchange rates on major 14 currencies

Why you will love this:

Maximise your returns

Versatile channels and extensive trading hours

Pre-set foreign currency buy / sell order

Feature and benefits
Extensive trading hours

Extensive trading hours

Seize opportunities beyond regular office hours! Make foreign exchange transactions from 9:00a.m. till the New York market closes1.

Pre-set foreign currency buy/sell order

Never miss your desired rate! Pre-set your rate and transaction amount through internet, phone or mobile banking for automatic buy or sell order. Check or revoke your outstanding orders anytime.

Maximise returns on your foreign currency holdings

Maximise returns on your foreign currency holdings

One single account lets you hold 14 major currencies. Enjoy preferential interest rates, competitive exchange rates, low exchange rates spread, pre-set buy/sell order service and longer trading hours. Choose between savings or fixed deposit accounts.

Versatile Channels

Versatile Channels

In addition to visiting our branches, you can buy or sell foreign currencies via internet and mobile banking.

Remarks

  1. Trading hours start from 9:00a.m. till New York market closes (summer till 2:30a.m. and winter till 3:30a.m.) from Monday to Friday and 9:00a.m. to 1:00p.m. on Saturday.

I’m a traveller

Want seamless currency conversion everywhere you go?

Enjoy flexible currency exchange on 14 currencies anytime for hassle-free travels.

Exchange now

I’m an investor

Need convenient currency conversion for foreign investments?

Make timely decisions with real-time rate enquiry, and secure your desired rates automatically with pre-set orders function.

Exchange now

I'm studying abroad

Discover a comprehensive suite of foreign exchange services so you never have to look far for the best exchange rates.

Exchange now

Take the first step to building your FX portfolio via Mobile Banking today

The information and images shown in this demo (including but not limited to the exchange rate) are provided for reference and illustration purpose only.

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EXCHANGE NOW

Take the first step to build your FX portfolio

Important Notice and Risk Disclosure

  • Investment involves risk.
  • Investors should note that Foreign currency market might fluctuate from time to time. The risk of loss in Foreign currency investment can be incurred by fluctuation of Foreign currency prices. Investors should consider seriously and recognize the risk of Foreign currency investment before making any investment decision.
  • The above services are subjected to relevant Terms and Conditions. Foreign exchange involves currency risk. You may sustain a profit or suffer from a loss when trading Hong Kong Dollars for a foreign currency or vice versa due to the exchange rate volatility.
  • RMB is subject to foreign exchange risk. If the investment involves Renminbi, you should note that the value of Renminbi against other currencies fluctuates and will be affected by, amongst other things, the PRC’s government control. You should also note that Renminbi is currently not freely convertible and the offshore Renminbi exchange rate may deviate significantly from the onshore Renminbi exchange rate.
  • Bid-ask spread risk refers to the risk of potential losses that may be incurred due to the price difference (“spread”) between the "buying price" and "selling price". In foreign exchange quotation, the "Bank Buy price" is the price at which the Bank is willing to buy a currency, while the "Bank Sell price" is the price at which the Bank is willing to sell a currency. The spread between them is determined by the Bank at its sole and absolute discretion. When you wish to buy or sell a currency through the Bank, you must accept the difference between the Bank buying and Bank selling prices.