Everyday business accounts with powerful features for banking
Designed for start-ups or SMEs with simple company structures
- Opened in as fast as 1 business day1, 2
- All-in-one account
- Supporting multi-currencies for cross-border operation
- Can apply fully online without face-to-face meeting2
Designed for SME with multiple layer structures or with foreign beneficial owners
- Empower you with both digital convenience
- Provide comprehensive banking solution to suit business needs
- Flexible account and payment channels
Well-equipped for your success with our Foreign Business Account
- Suitable for SME with foreign beneficial owner(s)
- One-stop platform to manage the day to day transactions to minimize cost
- Foreign incorporation with shareholder of any nationality3
No endownment plan for this option
Try a different goal or time period.
1The actual turnaround time may vary depending on the circumstances of each individual application.
2Subject to the bank internal review for account opening.
3It refers to All Partners/Directors, Beneficial Owner and All Authorised Signatory of the company.
Make the most of your new business account with our latest HKD deposit rates.
| Account Balance (HKD) | Applicable Interest Rate Per Annum |
| 10,000 or below | 0% |
| Above 10,000 | |
| 0.0625% for the first HKD500,000 (i.e. balance from HKD 0 to HKD500,000) |
|
| 0.0625% for balance above HKD500,000 to HKD1,000,000 | |
| 0.0625% for the remainder (i.e. balance above HKD1,000,000) |
HKD Deposit Rates (% p.a.)
- Overnight
- 1 Week
- 2 Week
- 1 Month
- 2 Month
- 3 Month
| Deposit range | Overnight | 1 Week | 2 Week | 1 Month | 2 Month | 3 Month |
| 500,000 or above | 0.0100 | 0.0100 | 0.0100 | 0.0100 | 0.0100 | 0.0100 |
| Less than 500,000 | 0.0100 | 0.0100 | 0.0100 | 0.0100 | 0.0100 | 0.0100 |
Remarks
*Please contact any of OCBC Bank Branches to enquire the interest rates.
The above information is for reference only. Please contact our branch for details.
Change of Hong Kong Dollar Savings Rate effective from 1 April 2021.

Account Comparison
Still struggling with the differences among various business accounts? Check this out, and there should have an account that suits your needs.
